COMPLIANCE

Mortgage compliance e6382a7a3d3889b5ff30a53b8494a4eb22219a2ee06396342762510c039e3dc2What sets The 12th Floor apart?

12th Floor is a one-of-kind closing solution for all financial institutions and secondary market investors.

Our members understand the effects of the OCC, FDIC, FFIEC, PERNA, and the CFPB stances/ regulations/ guidelines and are committed to promoting uniformity in the supervision of all parts of the title, title insurance, and settlement transactions.

12th Floor Group consults extensively with national and regional banks, secondary market investors, and two of the premier regulatory compliance attorneys in the country in designing every aspect of the consortium.

To ensure 12th Floor Members are able to deliver their promise of compliance, the Group has retained two leading compliance attorneys who stand ready to assist the members with their compliance needs:

RESPA and General Compliance Matters are administered by Outside General Counsel Marx David Sterbcow.

Know Before You Owe/ TRID guidance is handled by Rich Horn, one of the authors of the TRID/Know Before You Owe Laws.